A multi-ethnic organization serving all Houstonians

Financial Coaching and Education

Financial Coaching and Education

The Financial Education and Coaching program is to increase the financial knowledge and skills of adults from low- to moderate-income households in order to help them successfully navigate the mainstream financial services sector, increase savings and assets, improve their credit rating, buy a home, and achieve financial stability.

Financial Counseling

A certified financial counselor will assist clients in a one-on-one setting to identify financial goals and to create a plan to reach those goals, overcoming financial obstacles and preparing a path towards financial sustainability for oneself and families.

  • One-on-one counseling for financial guidance and support
  • Money management for individual needs
  • How to establish and maintain credit
  • How to improve credit score
  • Budgeting and Saving
  • Investment and Retirement

Financial Education Workshops

Through group workshops led by the financial coach and by qualified representatives from partner organizations, clients develop literacy in the following areas:

  • Available banking services and how to build a positive relationship with a financial institution;
  • How credit works and how to determine when to apply for credit;
  • How to use a credit card and checking account responsibly;
  • The dangers of predatory lending;
  • How to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income;
  • Methods for budgeting and reaching savings goals; how to protect one’s finances and identity;
  • How to read a credit report and how to build and repair one’s credit rating; and
  • General information about installment loans, including car loans and home equity loans.