Want to own your own home, but don’t know where to start?
Attend Homebuyer Education at the Chinese Community Center.
The Chinese Community Center became a HUD Affiliate in late 2008 and we are the only HUD Affiliate in Texas with the ability to provide linguistically appropriate services in Chinese and Vietnamese. We are also a partner of the City of Houston’s Homebuyer Assistance Program. The Center’s financial education program is a participating organization for homebuyers who must complete at least eight (8) hours of homebuyer education to receive down payment assistance. Providing financial and homeowner education, the Chinese Community Center continues to benefit families paving their way to self-sufficiency.
Homebuyer Education
Upcoming Homebuyers Education Workshop
The 8-hour monthly workshop is scheduled in one day on:
- Saturday, January 25, 2025 | 9 a.m.-5 p.m. CDT
Registration fee:
- $40/Individual
- $50/Household
Payment must be made upon submission of the registration form. Payment is not refundable or transferable.
- Assess participants’ readiness to buy a home
- Assist with money management and credit issues
- Give an understanding of options for financing a home, selecting a home, and
- Provide the critical knowledge for maintaining a new home
The course also includes detailed education on requirements for local down payment assistance programs. Participants gain a thorough knowledge of the home buying process while at the same time finding local resources to help them achieve their goals.
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- Pre-Registration is required.
- Attendees must attend and participate in all portions of the workshop and a follow-up counseling session with the housing counselor to receive completion certificate.
- Children under 18 are not permitted in the workshop, please make arrangements for their care.
- Late registrants will not be admitted and will be asked to return to the next available workshop.
- All participants should bring a pen/pencil, paper for taking notes, and be prepared to create a budget of monthly expenses.
Register for workshop
- Please fill out the form below or click here for registration
- Viewing on desktop/computer is recommended.
Pre-Purchase Counseling
Pre-Purchase Homebuyer Counseling
A certified housing counselor will assist clients in a one-on-one setting to identify housing goals (including rental and purchase) and to create a plan to reach those goals, overcoming financial obstacles, and preparing a path towards a sustainable housing future.
- One-on-one counseling for pre-purchase and rental assistance
- Money management for individual needs
- Affordability analysis: mortgage calculation or rental payments
- How to establish credit
- How to improve credit score
- How to apply for housing assistance
- Housing care and maintenance
Homebuyer Counseling Office Hours are from Monday to Friday only.
To request a one-on-one counseling appointment for pre-purchase topics, contact housing@ccchouston.org or (713) 271-6100.
Group Workshops
Group Workshops for Homebuyers and Homeowners
The qualified counselor will provide group seminars throughout the year for those preparing to purchase a home and those who currently own property. Topics range from financial literacy and capability to do-it-yourself techniques for improving home value and disaster preparedness.
Financial Literacy Workshop topics include:
- How to manage money by preparing a personal spending plan
- Available banking services and how to build a positive relationship with a financial institution
- How credit works and when to apply for credit
- How to read a credit report and how to build and repair credit history
- Ways to save money and achieve goals through savings
- How to protect finances and identity
Homeownership Workshop topics include:
- DIY Techniques to Improve Home Value
- Gardening and Landscaping Best Methods for Homeowners
- How to prepare your home and your family for a disaster
- Security Tips to Prevent Theft
- Feng Shui
- When to Consider Refinance
- Fair Housing Laws
- Greening Your Home for Energy Efficiency
Resources
Homebuying/Financial Literacy
- Consumer Finance Protection Bureau (CFPB) Tools and Resources for Homebuyers
- Bank of America
- Office of Public Insurance Counsel (OPIC)
Other Languages
Español | 中文 | Tiếng Việt |
- Your Step-by-Step Mortgage Guide
- CreditSmart Modules and Curriculum (ENG/SP)
- CreditSmart Asian (CHI/KOR/VIET)
Renter/Rental
- Protections for Texas Renters: COVID-19 | UT School of Law
- Texas Rent Relief Program | TDHCA
- CDC Eviction Protection Declaration Form
- Renter Resources | TAA (TAA Apartment Association)
- TDHCA Vacancy Clearinghouse: Find affordable apartments in your area
- Houston Housing Authority
- Harris County Housing Authority
- Tenants’ Rights Handbook | Texas Young Lawyers Association and State Bar of Texas
Fair Housing
- Fair Housing Booklet | HUD (ENG | CHI | JP | KOR | SP | VIET)
- Fair Housing Resources | City of Houston
- Are you a victim of Housing Discrimination? Brochure | HUD (ENG | CHI | KOR | SP | VIET)